This session focuses on the increased need for robust cybersecurity measures and fraud detection systems as cross-border payments in Southeast Asia become increasingly digital and real-time. We examine some of the key challenges in developing secure and resilient payments systems across countries in the region. Explore emerging solutions and strategies and get a clear outlook for the future.

Southeast Asia is one of the most dynamic digital economies in the world – fast-growing, mobile-led, and deeply fragmented. Scaling payments here isn’t just about volume – it’s about performance under pressure. This session brings payments leaders from two of the region’s most influential digital platforms alongside Checkout.com to explore how high-growth businesses are building resilient, future-ready payments infrastructure. We’ll unpack how they navigate operational complexity, boost acceptance, and balance innovation with reliability at scale. Gain insights into how digital leaders think about payments architecture as a growth driver – and what infrastructure decisions help them move fast, operate efficiently, and deliver better outcomes for both customers and their business.

Step into the future of payments and discover how businesses can break boundaries and seize new opportunities across the globe. In this dynamic session, industry visionaries will share cutting-edge strategies and transformative insights to help you navigate the complexities of the cross-border landscape. Learn how to optimise your payment processes and connect seamlessly with the global markets. Don't miss this chance to be at the forefront of innovation and lead your business into a new era of global growth.

Because the APAC payment method landscape is so diverse, many merchants may wonder, “Am I accepting the most popular payment methods in my core markets? What are others in my industry accepting?” With more choices at the checkout than ever due to shifting customer preferences, payment innovations, and government initiatives, maintaining a customer-centric payments acceptance strategy can be a full-time job. To save you some time, this panel will explore payment method acceptance across APAC, highlighting diverse merchant adoption trends and industry-specific insights. Based on actual observed merchant acceptance across the region, the insights from this session will help retailers identify gaps in their acceptance strategies and place region- and industry-specific trends in checkout optimization opportunities. Join CMSPI and our merchant panel to discuss the latest in merchant acceptance trends, with a detailed look at core markets across APAC.

Join us to explore how merchants can overcome common challenges in upgrading their payment systems for the digital commerce landscape. Discover solutions designed to simplify access, reduce integration turnaround times, boost operational efficiency, elevate customer experience, and drive revenue growth. Plus, get a glimpse into how emerging payment technologies can be leveraged meaningfully to unlock greater value for merchants.

Authorisation ratio is a key performance metric that has a measurable impact across different segments, ranging from approval to customer payment journey to revenue gain. This session examines the types of optimisation strategies employed by issuers and acquirers to drive improvements in the ecosystem.

As the world's fifth-largest economy, Southeast Asia has immense potential to offer businesses of all sizes. However, its fragmented and diverse communities, cultures, and payment preferences can pose challenges to businesses trying to offer a seamless customer experience. This session explores questions on whether there is a one-size-fits-all approach for succeeding in Southeast Asia, key factors to consider when selecting a payments partner, and tips to scale quickly across the region.

As local and alternative payment methods (LPMs and APMs) continue to dominate consumer behavior in Asia and emerging markets, the global tokenisation conversation must evolve beyond card networks. This session explores the growing importance of tokenisation for APMs and LPMs such as PayNow, UPI, QRPH, DuitNow, and others — and how enabling secure, token-based acceptance can drastically reduce fraud, improve approval rates, and build trust across borders. Unpack why tokenisation infrastructure, historically limited to cards, must expand to meet the needs of merchants and consumers in real-time payment-driven economies. We examine implementation challenges, partnership models, and early case studies of tokenisation for bank account-based and QR-led payment schemes.

In this session, learn how SBPS is expanding globally through a strategic partnership with Nomupay. Together, they offer a unified payments platform covering the EU, Middle East, and Southeast Asia. With a single interface and back office, merchants can handle Payin/Payout across multiple countries and currencies.

Modernizing payment architecture is crucial for delivering superior value-added services. Merchants today demand a single provider who can seamlessly integrate with their existing ecosystem, offering a comprehensive suite of services. These include payment orchestration, fraud prevention, alternative payment methods, instalment payments, customized offers, and international currency acceptance. By choosing a provider who can deliver all these services, merchants can streamline operations, enhance customer satisfaction, and drive business growth.

As digital businesses scale across APAC, cross-border payments have emerged as a major operational and strategic challenge. With diverse regulatory landscapes, fragmented payments ecosystems, and varying consumer preferences, merchants often find themselves grappling with high transaction costs, low authorisation rates, and compliance complexities. This session explores practical strategies for merchants to optimise their cross-border payments stack across APAC. Explore how businesses can leverage modern fintech infrastructure, payment orchestration, and regulatory technology to accept local payment methods, reduce costs, improve authorisation rates, and stay compliant.

We often talk about the customer checkout experience—but behind every seamless checkout is a messy reality of supplier payments that are anything but modern. For many B2C merchants, these inefficiencies are more than operational headaches—they’re barriers to growth, agility, and supplier trust. Join Mastercard and partners as they come together to unpack the hidden costs of legacy payments systems—and the breakthrough opportunities that come with modernisation. From unlocking working capital to strengthening supplier relationships, discover how digital payment innovation is transforming supplier ecosystems into strategic assets.

In a fast-evolving digital economy, modern payment experiences are central to enterprise growth. This panel brings together leaders from Airwallex, Circles.Life, and Tiket.com to explore how payments innovation is enabling scale, reducing cost, and improving user experience across Asia. Learn how a unified financial infrastructure helps enterprises improve conversion, reduce cross-border fees, and streamline operations. Explore modern payments tools to unify reconciliation, reduce working capital needs, and support future initiatives like remittance and cards. Join us to hear how Asia’s most innovative players are modernising payments to drive regional expansion.

The modern payments landscape is full of solutions that can help merchants optimise their operations and sales. Advancements in digital payments technologies have made shopping, bill payment, and transferring money more convenient, efficient, secure, and accessible, revolutionising the way people perform financial transactions. Easily made with a click of a mouse or a tap of a finger, digital payments are now a part of consumers’ day-to-day lives, and the technology behind them has helped facilitate cross-border business for companies and growing economic opportunities for people in developing economies.

Stablecoin payments help merchants grow revenue by 5–15% with lower processing costs and access to 560M+ users who hold or earn in stablecoins. They enable sales in emerging markets where cards often fail, with no chargebacks and next-day bank settlement in 50+ currencies. B2B stablecoin volumes are rising too—$36B+ in 2024—with 33% of SMBs using stablecoins. Now merchants can enable stablecoin payments without needing to hold or manage crypto; it's fast, global, and frictionless.

Agentic eCommerce is emerging as one of the most disruptive forces in digital retail. AI tools—personal agents, browser extensions, shopping bots—are making decisions, filling carts, and even completing purchases on behalf of humans. Today, 5–10% of eCommerce traffic includes agentic activity, and this figure will only increase. What does this mean for fraud and payments teams? For starters, traditional signals like device ID, session behaviour, and biometrics start to blur. AI agents often trigger false positives—or worse, they mimic humans so well that bad actors can exploit them. We examine how some customers use agents to optimise for value, while others use them to bypass controls, exploit promotions, or mask identity. Understand and prepare for a new era of digital commerce, where your most loyal customers may never touch the “Buy” button themselves.

Small businesses in APAC are frustrated with old-school banking – left unsupported and underserved. But fintech is shaking things up. This session reveals how neobanks and the game-changing SoftPOS are transforming smartphones into payments powerhouses, giving merchants and SMEs the tools to boost revenues, better understand their customers, and thrive in the booming gig economy.