Description

As payment ecosystems become increasingly complex, merchants are facing critical decisions about which capabilities to build in-house, which to outsource, and where strategic partnerships can deliver the greatest value. There is no one-size-fits-all approach, and the right strategy often depends on business objectives, scale, geographic footprint and internal expertise.

This session explores the key considerations influencing these decisions, including ownership of payments orchestration, fraud management, tokenisation, acquiring connectivity, and payment operations. Speakers will discuss balancing agility, control, cost, and scalability while managing vendor dependency, attracting specialist talent, and supporting international growth. Gain insights into developing a payments strategy that is resilient, adaptable, and capable of supporting long-term business objectives in this dynamic payments landscape.

Description

APAC's payments landscape is one of the most complex in the world, with diverse payments methods, acquiring ecosystems, currencies, and regulatory requirements. For enterprise merchants, success is about building a payments architecture that maximises authorisation rates, reduces costs, and delivers a seamless customer experience at scale.

In this panel discussion, payments leaders from enterprise merchants share how they've designed and optimised their payments infrastructure to improve performance across multiple APAC markets. Moderated by Checkout.com's Head of Southeast Asia, the discussion gives practical insights into the technical and strategic decisions behind high-performing payments ecosystems.

Description

Description

Merchants often benchmark payments “cost” using MDR, but the biggest margin leaks frequently sit elsewhere, like avoidable declines, suboptimal routing, opaque scheme and interchange fees, hidden FX mark-ups, and cross-border acquiring inefficiencies that quietly erode conversion and profitability.

In this panel, merchants and payments experts will unpack where money is really lost across the payments journey, and how to win it back. We explore smart routing strategies that balance economics with approval rates, the real trade-offs between local and cross-border acquiring, and practical approaches to fee transparency.

The discussion will dive into tactics to recover failed payments and reduce revenue leakage, FX optimisation to cut cross-border drag, and how network tokenisation can lift performance. We will also look at how AI and data can dynamically optimise authorisation outcomes in real time, turning payments from a cost centre into a lever for growth.

Description

QR payments is the fastest-growing payment method across Southeast Asia. This growth is now extending online, where QR is emerging as a faster, friction-free checkout option for e-commerce and digital merchants. But extending QR online isn't a simple lift-and-shift.

This session explores what it means to bring QR online, and the operational challenges merchants face in doing so. From friction-free top-ups, to refunds that require a reliable reference back to the original transaction to avoid fraud exposure, discover what it actually takes to bring QR online safely and at scale, without compromising the speed and simplicity of what made QR successful in the first place.

Description

The acquiring landscape is undergoing a fundamental transformation. Rising customer expectations, evolving technologies, and increasing pressure to improve payments performance while controlling costs are forcing merchants to rethink how they build and manage their acquiring strategy.

This session explores how leading merchants are moving beyond traditional acquiring models by embracing payments orchestration, multi-provider strategies, smart transaction routing, and alternative payment rails. Industry experts will examine the technologies and commercial models shaping the next generation of acquiring and discuss how merchants can build a more resilient, data-driven payments ecosystem that supports both local market requirements and global growth.

Description

Description

Description