Past Articles

The road to PSD2 – Reducing Fraud and Protecting the Customer Experience

As the shopping experience increasingly shifts online, organizations across the payment space are under greater pressure than ever to reduce fraud while making sure transactions remain as easy as possible. A new European Union initiative – the Second Payment Services Directive (PSD2) – is designed specifically for this purpose and lays out a framework so that companies can both protect customers, whilst also providing the best possible shopping experience.

A Paradigm Shift in Payments – A Future the Industry Should Demand for Digital

As consumers continue to leverage digital channels more often for transacting, there has been a sense of optimism that the paradigm in payments could shift to one that fosters increased competition and innovation coming from new technology players offering creative consumer experiences that enhance overall retail commerce. In recent weeks, it has become unclear if that paradigm shift will be challenged in light of a new remote commerce framework being introduced by the global payment networks.

Innovate Now: Enabling Secure PIN Debit for eCommerce via Credit Push (MAG Quarterly- Volume Six, Issue One)

March 8, 2018

Why is it So Complex to Reconcile Interchange Fees? Can Analytics help?

How does your company stack up against best-practices and costs of card based sales? Payments analytics provides clarity, understanding, and helps reduce fees more easily and faster. Like anything, if you can’t measure it, you cannot improve it.

What Is Common Debit AID and Why Does It Matter?

The U.S. may have the most complex point of sale (POS) debit payment system in the world, and the migration to EMV has made it more confusing for many merchants. Common AID was created to simplify this for merchants, but it’s important that they fully understand what it means for their business and their customers.

Debit Routing Choice: A Critical Piece of Pro-Competitive Debit Reforms

February 28, 2017

Evolution in Payments: EMV is Not the Only Three Letter Word in This Story (MAG Quarterly- Volume Five, Issue Three)

September 7, 2017

What’s Up in Washington: Federal Reserve Clarifies Routing Competition Regulations (MAG Quarterly- Volume Four, Issue Four)

December 1, 2016

A Mobile Wallet Day in the Life

Imagine this: On a sunny spring day, Jen, a 36 year-old wife and mother, puts her kids on the bus for school and leaves her suburban home for yet another busy day. Her first stop is the gas station to fill-up her SUV. She used to go wherever was convenient during her day, but now she makes a point to fill-up at stations in one specific chain because their new smartphone app gives her $.10 off per gallon when she uses the app to operate the pump and pay using her stored checking account information.

Why is refund abuse at an all-time high?

Over 50% of online merchants are seeing an increase in refund abuse, as customers take advantage of easy returns and extended refund periods. Here’s what’s behind the increase...

Payment Processing: Payments Market Share Handbook Sixth Edition by J.P. Morgan

May 15, 2015

Letter from CEO

European Competition Commission Gets it Right with Payments Legislation?

September 3, 2015

What’s Up in Washington? (MAG Quarterly- Volume Five, Issue Three)

September 7, 2017

Shopping has changed forever. Here’s why

Corporate treasury and payments teams are building agile and modern payments infrastructure to help grow their businesses and remain competitive. In the process, the future of shopping—and the way we think about payments—are becoming real time, contextual, data-driven, global and experiential.

What’s Up in Washington

MAG Sponsor Spotlight: The Multi-Billion Dollar Fee Optimization Opportunity Merchants are Missing (MAG Quarterly- Volume Four, Issue Four)

December 1, 2016

Predictions on BNPL: Where the payments phenomenon is heading in the U.S.

Buy now, pay later' is transforming the dynamic between shoppers and merchants by empowering consumers to spend on their terms. Learn how the rapid growth of BNPL globally is driving four major trends in the US retail sector.